Diamonds, fine jewelry, and engagement rings are prized possessions and it important to protect your purchase with jewelry insurance. Although every order from Brilliance is fully insured during shipment, the responsibility for your purchase is transferred to the customer upon arrival at your address. Jewelry insurance can be purchased through your homeowner’s or renter’s insurance, or can be bought separately through a specialized jewelry insurance company.
Most homeowner’s and renter’s insurances automatically include coverage from between $500 to $2,500 for all jewelry items within the home. One option is to add your jewelry or diamond purchase to your homeowner’s and renter’s insurance as an additional item to protect you in the event of theft. However, these policies do not always protect against other events such as loss or damage. Additionally, they may only cover a portion of the value of your jewelry or have certain policies that you need to be aware of such as deductibles, source for replacement, coverage amount, and others. If you select this method of insurance, it is important you ask questions regarding these policies and be knowledgeable of your coverage.
The option that offers the most protection is to add a rider to your homeowner’s or renter’s policy. Before insuring your purchase, the insurance company will request a gemological appraisal, which is a document that provides a detailed description of the item to be insured as well as the replacement value of the item. Gemological appraisals are usually conducted by an expert jeweler or gemologist and can cost between $50-$250. As a unique service to you, Brilliance provides a free gemological appraisal certified by our Master Gemologist with every purchase. This option guarantees enough coverage for your jewelry or diamond. Keep in mind that the coverage rates are often negotiable.
If you do not want to add a rider to your homeowner’s or renter’s policy, or do not currently have insurance, you can also purchase insurance through companies like Jeweler’s Mutual or The Chubb Group that specialize in protecting prized assets like fine jewelry or engagement rings. These companies will also require a gemological appraisal prior to insuring your purchase. Jeweler’s Mutual policies generally cover loss, theft, mysterious disappearance, and damage. Additionally, with Jeweler’s Mutual, you get to work with the jeweler of your choice and not through a dictated replacement company, as other companies require. However, a policy through Jeweler’s Mutual does not usually cover unset stones or loose diamonds. The Chubb Group offers a policy that covers personal valuables such as jewelry. This company has an insurance option that provides full coverage for the itemized amount shown on the policy without deductibles. Additionally, this insurance covers loss and theft world-wide. In addition to the option of replacing your jewelry item, Chubb also allows you to receive a cash settlement instead of replacement. An appraisal is recommended for jewelry insurance and required for items valued above $50,000.
Any insurance company will recommend that you have your jewelry inspected and appraised often to prevent potential losses and to update the replacement value of your items. Brilliance offers this service free of charge to our clients twice a year with our care and maintenance program. You can send your Brilliance jewelry to us for free inspection, cleaning, polishing, and refinishing. This way you will keep your jewelry looking like new and your diamonds set securely to help prevent a loss. Additionally, an updated appraisal can be issued to our clients upon request.
A Brilliance representative can explain your insurance options and can assist you in the process of insuring your purchase. Upon request, we can also fax your jewelry appraisal to your insurance company prior to shipment so that your purchase is insured upon arrival to you. Contact a Brilliance representative at 866-737-0754 to get started.
A groom shares his tips on buying an engagement ring, including information on solitaire settings and other diamond engagement ring styles, diamond carat, diamond color, diamond clarity, and certified diamonds. As he explains in the video, “Planning a wedding has been an education. Everything from the ring buying to the holidays has been overwhelming, so I’ll try to help you with the things I’ve learned along the way.”
Customizing your beloved’s engagement ring is not only a growing trend, but also a process that can be quite enjoyable. When looking to give your loved one something uniquely customized, one has to look no further than examples already set by famous celebrities such as Princess Diana and Britney Spears who enjoyed custom engagement ring designs. Additionally, a custom engagement ring’s style can be inspired by the latest designers, including Jack Kelege, Harry Winston and Scott Kay, at a fraction of the price. At Brilliance.com we can help you design and create the perfect engagement ring as well as find the loose diamonds to complement your unique style.
Designing Your Own Custom Engagement Rings
In designing your own engagement rings you can create a ring that is truly one-of-a-kind. People often choose to design their own engagement rings due to not being able to find the perfect ring already on the market. Customizing your own ring allows you to integrate design elements you prefer within currently existing rings, combining them into your own unique style. If you want to keep your design exclusive, ask your jeweler whether they duplicate designs. This can assure you that your custom engagement ring for your beloved will never be re-created.
Custom Engagement Rings and Metals
Custom engagement rings can utilize standard metals such as Yellow Gold, White Gold and Platinum, but can also have more exotic metals such as Palladiam or Rose Gold. Palladium has been used as a precious metal in jewelry since 1939 and is an alternative to platinum or white gold. Its popularity is due to its naturally white properties, giving it no need for rhodium plating. Palladium is slightly whiter than platinum and about 12 percent harder.
Palladium is one of the three most popular metals used to make white gold alloys. Palladium-gold is a more expensive alloy than nickel-gold, but seldom causes allergic reactions. Nearly as rare as Palladium is Platinum. Platinum will not oxidize or decay over time and is naturally white in color. Its scarcity makes it highly prized, but its demanding nature also means that only the most skilled artisans can work with it. A single ounce of platinum not only requires exceptional effort to mine and refine, but it also involves weeks of expert handling to craft into a piece of jewelry.
If you like something more traditional, you may consider yellow or white gold. Gold is the metal that never goes out of style. Depending on your color preference, gold’s yellow tint may be a choice to inset your diamonds. If you love gold but prefer the color white, there is of course the option of white gold. The color of gold jewelry is determined by alloying other metals to pure 24kt gold. Yellow is the most natural, warm and sensual color. For a more elegant appearance, white gold is created by alloying pure gold with zinc, palladium and silver. Gold’s purity is measured in karats and 24kt gold is the most pure at 100%. This class of gold is rarely used in practical jewelry creation given its malleable nature, therefore 18kt gold, which is 75% pure and 14kt gold, which has almost 60% gold content are the most commonly used when creating fine jewelry.
Rose gold is a gold and copper alloy widely used for specialized jewelry due to its reddish color. The highest carat version of rose gold is also known as crown gold, which is 22 carat. An 18 carat rose gold may be made of 25% copper and 75% gold. For 18 carat rose gold, typically about 4% silver is added to the 75% gold and 21% copper to give a rose color. At Brilliance.com we can provide you with any of these types of metals to help you design engagement rings that will be treasured.
Finding The Perfect Loose Diamonds For Your Ring’s Design
Shopping for loose diamonds for your engagement ring requires only a little insight and information to ensure that you find the perfect diamond for the best price. Three critical criteria in evaluating how to choose the right loose diamonds are certification, the 4 C’s, and asking about diamond enhancements.
Certified loose diamonds are diamonds that have been evaluated by an independent lab where they are measured and weighed as well as evaluated for width, length, table and girdle sizes. Diamonds are also at this time graded and assigned a color and clarity grade. Brilliance.com prides itself in selling only certified loose diamonds.
The value of a diamond is based on the 4 C’s of the diamond industry: Cut, Color, Clarity and Carat Weight. Because these elements are critical to the value of a diamond, one wants to steer clear of what is called diamond enhancements. If diamonds have been enhanced, the seller of the diamond must inform you of this. Diamond enhancements include clarity treatments, laser drilling to remove inclusions, application of sealants to fill cracks and color treatments to improve a white diamonds’ color grade.
At Brilliance.com we realize that people who design their own custom engagement rings find that the flexibility and choice make it all worth the while. Armed with information and ideas, you can create the perfect ring for your beloved in no time; yet, the ring itself will be timeless in meaning.
If you’re planning a wedding, now is a busy and exciting time. It seems like there’s a never ending to do list, including picking the ceremony and reception sites, deciding on a dress, and choosing the wedding bands you want to wear for the rest of your lives. Many couples are choosing diamond wedding rings as a forever symbol of their love and devotion, but choosing diamond rings is a little more complicated than just walking into a jewelry store. Knowing what to look for before shopping for your wedding bands will make it easier to choose beautiful diamond rings. Luckily, Brilliance.com is dedicated to helping couples choose beautiful diamond wedding rings they’ll love to wear.
Choosing Wedding Bands That Match The Bride’s Engagement Ring
Brilliance.com knows that many couples want to match their diamond wedding rings to the bride’s diamond engagement ring. Many couples choose the engagement ring first and then choose diamond rings to match.
Some couples only want to match the bride’s diamond rings. Others still want to match all three pieces, either by using the same metal or by choosing diamond wedding rings for both the bride and groom. For instance, if the bride has a platinum round solitaire engagement ring, the couple can choose platinum diamond wedding rings, plain platinum wedding bands, or choose a platinum band with diamonds for the bride and a plain platinum band for the groom. Couples should choose what they want and not worry about any sort of ‘rules’ regarding diamond wedding rings.
Metal Choices For Diamond Wedding Rings
Many couples who shop at Brilliance.com choose platinum for their wedding bands. Although platinum is one of the most popular metals for diamond wedding rings, it isn’t the only material available for rings. Other popular metals include palladium and 14K or 18K white or yellow gold.
Men typically work more with their hands; so many men’s wedding bands are available in different metals than many women’s diamond rings. Some of these rings are made out of stainless steel and tungsten, both materials that are designed to hold up to harsh wear and still look great. If you or your future husband relies on your hands, it may be a good idea to buy a ring made out of these metals.
Special Fits And Finishes
Once you’ve chosen the metal, it’s time to consider the fit and finish. Our research at Brilliance.com shows that wedding rings are the most often worn piece of jewelry so it needs to be comfortable, especially for men who may not be used to wearing a ring. To make wedding bands easy to wear, Brilliance.com offers Comfort Fit wedding bands. These special bands have rounded inside edges, which makes them comfortable to wear. After just a few weeks, you’ll forget you’re even wearing a ring.
Many wedding bands are available in a variety of finishes, meaning couples can choose wedding bands as individual as their love. Some of the most popular finishes are Florentine, hammered, and satin.
Wedding bands with a Florentine finish are created by scratching intersecting sets of parallel lines into the surface of the metal. These tiny deep scratches create a unique textured surface.
A ring with a hammered finish literally looks like it’s been pounded on with a tiny hammer, which creates a textured and multifaceted finish. Antique hammered finish rings are likely one of a kind and hammered by hand, but now most hammering is done by a machine.
Wedding bands with a satin finish have a semi-glossy surface. The metal is scored with a tiny brush that creates tiny, shallow parallel lines along the surface of the ring. These small scores reduce the metal’s natural shine and give it a finish that’s not quite matte and not quite glossy.
Personalizing Diamond Wedding Rings With A Special Inscription
If you want to have completely personalized wedding rings, consider engraving a special saying on the inside. Some couples choose to engrave their rings with their wedding date and the year or a meaningful phrase. If the phrase you want to use doesn’t fit on one ring, think about splitting it up and engraving the first part on one ring and the rest on the other. If engraving your ring is important to you, make sure to take it to an engraver experienced in jewelry and leave plenty of time to get the rings back. You don’t want to be left without your rings on your wedding day just because they’re not back from the engraver.
In the past, diamond rings used to be reserved for special anniversaries or whenever a couple decided to upgrade their wedding set. These days, however, more and more couples are choosing to buy diamond wedding rings from the beginning instead of planning on replacing their wedding bands later. Planning a wedding and choosing wedding bands are fun and exciting times, so enjoy looking and remember that the personal shoppers from Brilliance.com are standing by if you need any help.
Many couples are now choosing to forego tradition and shop for diamond engagement rings together. Many men admit they’re secretly glad they can shop together and get some help determining which ring style is right for their bride. However, if you want your proposal to be a complete surprise, read on. We’ll go over some of the latest trends in diamond rings to help you choose an engagement ring you’ll both love looking at again and again.
Choosing A Special Style
Diamond rings come in a variety of styles, meaning there’s something to fit everyone’s personal style and taste. Luckily for shoppers, Brilliance.com has some of the most popular styles of diamond rings, including comfort fit solitaires, three diamond rings, halos, and vintage style diamond engagement rings.
The comfort fit solitaire diamond engagement ring is one of Brilliance.com’s most popular styles. These diamond rings have a single diamond set on a wide or thin band. The stone can be cut into a variety of shapes, but the most popular are the round brilliant and princess cut. Other popular diamond shapes include the heart, asscher, pear, cushion, marquise, oval, radiant, or trilliant.
Diamond rings with three stones have gained popularity in the past few years. The three stones are said to represent a relationship’s past, present, and future and are an ideal visual reminder of your love and devotion. These diamond engagement rings can have stones that are all the same size and shape or a large center stone with smaller outer stones. Some styles have stones all cut into the same shape or a princess or round cut center stone and triangle or baguette shaped outside stones.
Halo diamond engagement rings have gained popularity in recent years. These diamond rings have one large center stone surrounded by a set of smaller diamonds. The center stone in these diamond rings can be round, oval, heart shaped, marquise, princess, cushion, pear, or asscher cut. The outer stones can be set in a bevel or prong setting.
Vintage or antique diamond rings are ones that have been worn by someone else. They can be purchased from estate sales, antique jewelry shops, from an antique dealer, or can even be passed down through families. Because some couples are uncomfortable with the thought of using a previously worn ring as an engagement ring, it’s possible to find an antique looking ring that’s actually brand new.
Alternative Metals For Your Diamond Rings
At Brilliance.com, one of the most popular metals for diamond engagement rings is platinum. Platinum is an extremely durable metal and is a good choice for diamond rings because it is tarnish resistant. Platinum is a rarer metal though, which can make it a more expensive choice.
More people are turning to engagement rings made out of palladium and 18K white or yellow gold. Palladium is a relatively new metal on the jewelry market and looks a lot like platinum. The difference is that palladium is typically cheaper and lighter than platinum.
Brilliance.com has a large variety of diamond engagement rings in both 18K white and yellow gold. Both are good choices, but white gold can require a little more regular maintenance and upkeep than yellow gold. This is because white gold isn’t a naturally occurring substance and therefore shows wear a little quicker than yellow gold.
White gold maintenance is easy to do and should not be a deterrent if you love the look of white gold. You’ll need to simply take your jewelry in for redipping every once in a while. Redipping restores the pure, white look of the metal and any reputable jewelry store should be able to perform this service. Some stores will need to send your jewelry out for service, while others may be able to do this while you wait. No matter where you take it, make sure to ask how long you’ll be without your ring so you can leave plenty of time to get it back before your wedding.
Custom Diamond Rings
If you’re having problems choosing from the large selection at Brilliance.com, consider asking one of our personal shoppers to help you with a custom designed diamond ring. The buyer can choose from a variety of center stones and settings. Doing this means you can choose the exact diamond you want for your ring.
Choose A Center Stone First
Brilliance.com has a variety of ready to fill settings and loose center stones to choose from. If you choose a loose stone with a ready to fill setting, you definitely want a certified stone. Certified stones have already gone through a strict grading process and will come with paperwork outlining the stone’s cut, color, clarity, and carat grade. The most common diamond grading certification comes from the Gemological Institute of America (GIA) but Brilliance.com also works with the American Gem Society, Hoge Raad voor Diamant, the European Gemological Laboratory, and the International Gemological Institute.
Certified diamonds are also easier to insure because a trained gemologist has already graded it. This means that you likely won’t have to have it appraised before insuring your jewelry - it’s already been done for you.
Diamond engagement rings are a symbol of your love that your bride will wear for the rest of her life and is often one of the first major purchases a couple makes. Before parting with your money, take a little time to research the different options and latest trends in jewelry design. No matter what you’re looking for, Brilliance.com’s personal shoppers can help you find something you’ll love.
The beginning of June marks the beginning of summer - hot days at the beach, cold ice cream sundaes, and breezy nights relaxing. It also marks the start of wedding season – the months of June, July, and August when most of this year’s marriages will be celebrated. Brilliance offers a wide selection of loose diamonds, engagement rings, and wedding bands for brides and grooms looking to save on bridal jewelry by shopping online. If you are planning on attending a wedding as a guest, we offer diamond earrings, diamond bracelets, and gold jewelry to help you create a striking look.
There are many reasons to shop online for jewelry, whether it’s bridal jewelry, jewelry for yourself, or jewelry to give as a gift to a friend or loved one. Shopping online is convenient; it can be done from the comfort of your home with the click of a button. Online jewelry retailers offer lower prices than traditional retail stores, saving consumers money and allowing them to get higher quality products at a great value. Further, the internet jewelry market offers many choices of styles and qualities for consumers searching for diamond engagement rings, diamond rings, diamond earrings, gold earrings, and other jewelry.
The Brilliance Team of diamond and jewelry experts and service representatives works hard to provide the best online shopping experience available. Our goal is to offer high quality products at the lowest prices, so our customers don’t have to wait for a sale or negotiate to make their purchase. Our entire selection of jewelry and loose diamonds are backed by a lowest price guarantee, ensuring that we give the absolute best deal for our products. Our inventory is currently being offered at the lowest prices of the year, so now is a great time to purchase bridal jewelry, fashion jewelry, or even shop early for the holiday season. In addition to our low prices, we are currently offering Brilliance coupon codes for order-level savings.
$25 off any order! Use coupon code BC25BR.
$50 off any order $5,000 or over! Use coupon code BC50BR.
$75 off any order $7,500 or over! Use coupon code BC75BR.
$100 off any order $10,000 or over! Use coupon code BC100BR.
$150 off any order $15,000 or over! Use coupon code BC150BR.
Brilliance offers an array of services to ensure that we become your jewelry retailer of choice. To help you save even more, we offer a 2% discount for orders paid via wire transfer. Every product comes with a 30 day return or exchange policy so that you feel completely satisfied with your purchase. In addition, every order comes with free express shipping and shipping insurance. You also receive a gemological appraisal conducted by our GIA trained gemologists. Our Personal Shoppers and diamond experts will work with you every step of the way to help you find the perfect certified diamond, engagement ring, or diamond jewelry product. Speak to a Brilliance representative at 866-737-0754 or visit us at Brilliance.com to start saving on your jewelry purchase.
Congratulations—you’re engaged! And even though the last thing you want to think about is something bad happening to your diamond engagement ring, the possibility is always there. To protect your precious investment, it’s strongly recommended that you open a comprehensive insurance policy that covers your loose diamond.
There are many options when it comes to insuring your engagement ring. Homeowner’s and renter’s insurance policies are usually the first sources of coverage considered by consumers, since most people already have one of these in place and assume it will be easy to add their diamond ring to the existing policy with only a negligible increase in their premiums. However, it’s important to note that homeowner’s and renter’s policies have certain limitations. While these types of policies will cover your diamond engagement ring if your house sustains damage as a result of a natural disaster, they are not likely to cover incidental damage to the ring from everyday accidents.
Another option for covering your diamond ring is taking out an actual value policy. This type of policy first considers the purchase price of the ring and then subtracts a depreciation factor for each year that you own it. One potential drawback is that a claim received for your ring today most likely won’t be enough to purchase another ring of equal cut, color, clarity, and carat weight.
A third and fourth option are a replacement policy, which replaces your original engagement ring with a ring of the exact same specifications, and a “valued at” policy, in which you select the appropriate monetary value of the ring and the insurance company honors the resulting figure regardless of its actual appraisal value. Since these types of policies offer the most benefit for a ring’s worth, these are typically the most expensive coverage plans.
It is important to note that most insurance companies will require that you provide a gemological appraisal to verify the replacement value of your certified diamond. Each Brilliance product comes with a free gemological appraisal issued by a master gemologist. We also provide complimentary re-appraisals to adjust your item’s value as it appreciates over time.
Whatever type of jewelry insurance policy you choose, be sure that you understand the terms and conditions before finalizing the contract. Ask your agent specific questions, such as:
Is my ring covered in the instance of accidental loss, damage, or theft?
Am I limited to a specific network of gemologists when replacing my engagement ring?
Are there any circumstances under which my policy would not honor a claim?
Must I have had the policy in place for a certain period of time or have paid a certain amount in premiums before any claims can be made against it?
Remember, even a basic policy is better than nothing. You can always choose to upgrade later. With an insurance policy in place, you won’t be able to prevent mishaps, but you’ll be able to recoup some of your initial investment.
For more information about purchasing an engagement ring and getting it insured, contact a Brilliance diamond and jewelry expert at 1-866-737-0754.
Originally rooted in Roman mythology and early Christian rituals, St. Valentine’s Day has evolved a great deal over the centuries. Today, February 14th is a commemoration of affection and romance between loved ones, typically marked by the exchange of flowers, candies, and gifts.
Jewelry continues to be a popular choice for expressing adoration, with diamonds and precious metals comprising more than 10% of all Valentine’s gifts. This year, put your devotion on grand display by presenting her with a can’t-miss gift that’s sure to add some sparkle to her life. Whether it’s a stunning diamond engagement ring, a pair of diamond stud earrings, or a breathtaking pendant, your carefully chosen gift will symbolize your love and loyalty for a lifetime.
Online jewelry sales continue to rise steadily each year, with a growing number of consumers preferring to shop online than at their local jewelry store. In addition to the convenience of round-the-clock home shopping and doorstep delivery, the perks of purchasing fine jewelry from sites like Brilliance.com include significant savings, expanded product assortments, and ease of product comparison.
Online shoppers are smart shoppers, always in search of the best possible deals. At Brilliance, we don’t think you should have to dig for discounts when investing in gold jewelry, engagement rings, platinum jewelry, or loose diamonds. We make your shopping process even easier by providing you with promotional codes to enter during checkout for instant savings:
$50 off any order $5,000 or over! Use coupon code BC50BR.
$75 off any order $7,500 or over! Use coupon code BC75BR.
$100 off any order $10,000 or over! Use coupon code BC100BR.
These codes are valid through February 28, 2009. Check back each month for a new set of codes.
Deep discounts are just one of the many Brilliance Advantages. We also offer a no-strings 30-day return policy, no sales tax outside of Florida, and free shipping on every order. Our lifetime warranty and upgrade availability demonstrate our commitment to every fine diamond and gemstone in our inventory. To make your decision even easier, we do everything possible to minimize our impact on the environment through reforestation efforts and carbon-reducing programs.
Although a diamond’s cut, clarity, color, and carat weight are the most important factors determining its appearance, the chosen setting can also have a significant impact on the presentation of the stone. Choosing the band and setting of a diamond engagement ring allows the wearer to create a custom look to complement their tastes, activity level, and hand size, as well as the shape of the loose diamond.
Although there are virtually unlimited options for diamond engagement ring settings, several styles have emerged as the most popular:
Prong Setting: This classic style is the most common option among today’s brides. The diamond is nestled in a metal basket and secured by three or more prongs. Because the diamond is exposed between the prongs, plenty of light is allowed to enter the stone, reflecting maximum sparkle and fire. Another advantage of prong settings is that the diamond can be easily accessed for cleaning. Most commonly used to mount solitaire loose diamonds, the prong setting is most effective for larger diamonds. It’s important to have a jeweler periodically inspect the prongs and tighten them as necessary.
Bezel Setting: A popular choice for brides who prefer a sleek, contemporary look for their diamond engagement rings, the bezel setting secures the loose diamond with a metal “collar” that surrounds the stone. A full bezel wraps completely around the diamond, while a partial bezel leaves some sides of the stone open. While this style of setting runs the risk of overshadowing a smaller diamond, it’s renowned for its durability and smooth, upscale look.
Bar Setting: Offering more durability than prongs but less metal than bezels, this type of diamond ring setting uses a combination of prongs and bars to secure the loose diamond. The bar setting is a popular choice among active brides who like the look of prongs but need something more resilient.
Channel Setting: A popular choice for wedding bands and everyday accent rings, channel settings mount smaller diamonds into a band, keeping the stones flush with the metal. The sides of the band hold the diamonds in place without the use of bars or prongs. The smooth, polished style of channel settings makes them ideal for those with active lifestyles. One drawback is that the diamonds aren’t displayed as prominently. The channel setting is sometimes combined with prong settings in the same ring.
Flush Setting: A smooth, secure option for mounting a loose diamond, the flush setting offers extra protection and doesn’t interfere with active lifestyles. A small hole is created for the diamond within a metal band; the stone is nestled within and does not rise above the band. This contemporary setting offers the smoothness of channel settings, but highlights the diamond a bit more.
Pave Settings: For a truly elegant and brilliant diamond engagement ring, the increasingly popular pave setting covers the entire surface of the mount with diamonds. Each stone is discreetly secured with very thin prongs, minimizing the appearance of the underlying metal band and creating the illusion of freestanding, encrusted diamonds. This type of setting can potentially be very costly, although some money can be saved by using lesser-quality stones to coat the setting.
Tension Setting: In this contemporary diamond engagement ring setting, only the band is used to secure the diamond. The stone is nestled into small grooves carved into the metal, creating a “floating” effect. This costly setting requires custom sizing, as the band cannot be resized without loosening the band’s “grip” on the diamond.
Cluster Setting: Many of today’s engagement rings and diamond jewelry settings combine multiple stones, such as a diamond solitaire flanked by sapphires or emeralds. A cluster setting handsomely presents a group of gems in a custom design. A popular choice for those shopping on a budget, this style arranges several smaller stones together to convey the illusion of a larger diamond without the cost.
Invisible Setting: This contemporary style secures the loose diamond to the band with a discreet mounting style, so the stone appears to be suspended in mid-air. Offering the look of a tension setting, the invisible setting is more durable and can be resized without worries of loosening the stone.
For brides who can’t settle on just one setting choice for their diamond engagement ring, many custom jewelers offer varied settings that combine two or more different mounting styles in one ring.
At Brilliance, we offer a wide selection of diamond rings with a range of settings to complement different cuts, hand types, activity levels, and style preferences. For those who prefer to craft their own unique showcase for their diamond, we also offer custom jewelry design.
With 83% of American and Canadian brides receiving engagement rings from their fiancées, the jewelry market continues to enjoy a steady demand for certified diamonds. A timeless heirloom to be passed down from one generation to the next, a certified diamond is a perfect choice for symbolizing a couple’s eternal love and devotion.
When shopping for a diamond engagement ring, one of the most important considerations is how much to spend. According to the standard rule of thumb, a buyer of a diamond engagement ring can expect to spend an amount equivalent to 2-3 months of their salary, a guideline that originated with De Beers, the world’s largest diamond producer. However, many modern couples choose to spend significantly more than this benchmark, saving up to invest in a high-quality center diamond.
Although economical diamond engagement rings can be found, they’ll likely require a sacrifice in the areas of cut, color, clarity, or carat weight. Celebrities are on the other end of the spectrum: Scarlett Johanssen’s engagement ring was rumored to cost $30,000, while Mariah Carey’s fiancée purchased hers for a staggering $2.5 million.
Before beginning the diamond ring shopping process, there are several factors the couple should consider to determine a specific price range that accommodates their lifestyle and jewelry tastes.
1. The couple should make a list of the preferred characteristics for the diamond engagement ring, such as shape, size, and setting. One bride might prefer a pear-cut diamond, while another may be less concerned about the diamond’s shape and more interested in its color.
2. Financially, the couple should take stock of their current salary, debt amount, and credit rating. If they plan to finance the cost of the ring, they’ll need to determine the amount they can afford for the monthly payment. If a major purchase has recently been made, such as a house or car, this can sometimes impact the available funds for the diamond.
3. Opting for a simpler setting is a great way to get more diamond quality for the dollar. Many couples choose to focus on investing in high-quality loose diamonds initially, and then upgrade to a more elaborate setting later.
4. If a couple is planning an extravagant wedding and reception, they may not have as much to invest in the ring. On the other hand, opting for a small, understated ceremony may allow the couple to indulge in their dream certified diamond.
In addition to signifying a lifetime of love and loyalty, a diamond is a financially sound investment that will continue to hold its value for years to come.
(1) comment | Leave a comment